Is Geico really the cheapest?
Geico has the cheapest car insurance for most drivers in California. The company charges $31 per month on average for a minimum liability policy. That’s 36% cheaper than the statewide average. The average cost of minimum-coverage car insurance in California is $49 per month, or $587 per year.
Who Has the Cheapest Car Insurance?
When it comes to finding the right car insurance provider, one of the most important things to consider is price. Finding an affordable car insurance policy that meets your needs doesn’t have to be difficult, but you may have to do your research to find one.
The first step in searching for the cheapest car insurance is to compare prices from different companies. This can easily be done online or through an independent insurance broker. Different companies offer different levels of coverage and have different discount programs. Some companies also offer discounts for being a loyal customer, being a safe driver, or even being a member of a specific professional organization.
Once you have narrowed down the list of companies to consider, it is a good idea to contact their customer service representatives and ask about discounts. If a company does not have a discount program, you may want to consider looking elsewhere. It is also a good idea to read through their policy to make sure that it will provide adequate coverage should an accident occur.
Another way to find cheaper car insurance is to consider paying a higher deductible. A higher deductible means that you will have more responsibility in paying for damages that occur as a result of an accident. The more you are willing to pay up front, the lower your premiums typically are.
Finally, shopping around is key when it comes to finding the cheapest car insurance. It is important to compare costs, coverages, and discounts from multiple companies and brokers. Doing this will help you find the best policy for your needs at the best price.
Overall, finding the cheapest car insurance is possible, but it will require some research and comparison shopping. When looking for the best insurance provider, make sure that you consider coverage levels, price, and customer service.