Which circumstance are not covered in travel insurance?
Travel insurance will not cover you if try to make a claim resulting from a sport or activity that isn’t covered by your policy. This can apply to cover for injuries and illness (medical), as well as equipment loss/damage and any personal financial losses.
Travel Insurance for Adventure and Extreme Sports
Adventuring to a new destination or engaging in exciting activities during a vacation should be a safe and secure experience. Unfortunately, unexpected mishaps can occur that disrupts the journey, leading to cumbersome and costly problems. For those planning to engage in extreme sports during their travels, travel insurance is a must-have.
Travel insurance provides coverage against a variety of events, ranging from lost baggage, trip cancellation, and emergency medical assistance. The coverage provided helps protect travelers against unforeseen costs if something was to go wrong. It’s especially critical for those partaking in extreme sports, due to the intenseness of these activities, as well as the potential for an injury to occur.
For example, let’s say a skydiving enthusiast is heading to an island, but the plane his/her is riding experiences engine troubles, resulting in a cancellation. With the right travel insurance, a traveler can get reimbursed for their tickets, lodging and more. If the traveler were to sustain an injury while skydiving and needs immediate medical assistance, the travel insurance plan could cover their medical expenses.
It’s important to note that most ordinary travel insurance plans may not cover extreme sports, due to the risks associated with them. This is why travelers should be sure to purchase a special travel insurance plan tailored for extreme sports activities. Nearly all travel insurance companies offer special deals tailored for adventurous activities, such as bungee jumping, skydiving, deep sea diving and more.
Travelers should be sure to thoroughly research the coverage included in their plan to ensure they have full coverage for their intended activities. It’s also vital to select a plan that covers both medical treatment and repatriation, should the worst occur.
In short, travelers who are looking to explore their adventurous side should purchase travel insurance that covers their extreme activities. With a suitable plan in place, travelers can enjoy their adventure with a little extra peace of mind.